Karmis, fruitive workers, cannot understand the finer conclusions of devotional service because they accept only its ritualistic value but do not understand how devotional service satisfies the Supreme Personality of Godhead.
The karmis view the formalities as a means of advancing in religion, economic development, sensual satisfaction and liberation.
Although these are only material results of following religious principles, the karmis consider them everything.
Such ritualistic activities are called karma.
Karmis who adopt devotional service very loosely and who therefore remain on the platform of material activities are called prakrta-sahajiyas.
They cannot understand how pure devotional service is rendered in parental and conjugal love, for this can be understood only by the special mercy bestowed by Sri Caitanya Mahaprabhu upon pure devotees.
Caitanya Caritamrita, Antya-lila, 10.101 Purport